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Unattended Cremation Plan

£1,795

Equivalent price if these services were purchased today: £1,785

Unattended Funeral

Our Unattended Cremation Plan allows you to pay for an unattended cremation in advance and covers all the essential elements for a cremation to take place.

This includes selecting your preferred Nominated Funeral Director, our professional unattended Funeral Director Services, cremation fees payable to the crematorium of the Nominated Funeral Director’s choice, and if required doctor’s fees, to complete official documents if a coroner has not been involved. This type of plan may be suitable for those seeking simplicity or a no fuss farewell, where budgets may be limited, where families may be based overseas or faraway or if families wish to hold a celebration of their loved one on their own timeline.

What's Included?
Funeral Directors Services
Selecting your Nominated Funeral Director from over 275 branches nationwide
Assisting with legal, administrative and funeral arrangements for the cremation to take place
Collection from the place of death or other location, restrictions apply
Care and preparation before the cremation in professional facilities
Religious washing, traditions and rituals can be accommodated if required
The option of family and friends to spend time with the Covered Individual in a private room during opening hours at the Nominated Funeral Directors
A simple wood-effect veneered coffin
A private ambulance and funeral team to convey the Covered Individual to the crematorium of our choice
An online memorial tribute web page, including the ability to enable charitable donations
A suitable container for the ashes
Collection of the ashes from the Nominated Funeral Director or option of delivery for a charge
The option of the ashes to be scattered at the crematorium’s Garden of Remembrance
For an extra charge, professional embalming (a specialised treatment for the Covered Individual) can be added as part of the Funeral Director Services
We offer support, before and after the funeral
We will provide you with a number to a helpline operated by a third party offering practical support to you and your family on matters such as probate, wills, legal issues and bereavement support
We can inform a friend or relative that your funeral plan is in place
Third Party Fees
Cremation fees (unattended cremation to take place on the date, the time and at the crematorium chosen exclusively by the Nominated Funeral Director.
Doctor’s fees (only applicable in Northern Ireland, if required, to complete official documents prior to a cremation if a coroner has not been involved.)

What’s not included?
The following are not included and cannot be added to our Unattended Cremation Plan:
To have family, friends or other mourners in attendance at the cremation is not permitted
The ability to specify the crematorium, date or time of when the cremation will take place
The option of ceremonial vehicles such as a hearse, limousine and pall bearers
A minister, celebrant or officiant as there will not be a service
Any upgrades or changes to the coffin
Adding any Additional Products & Services (such as catering, flowers and obituary notices) except for embalming which can be added at an additional cost

Compare all Plans

Flexible payment options

You can pay for the funeral plan in full by credit or debit card, bank transfer or cheque, or by monthly instalments over one to ten years. The cost of paying for the funeral plan over a 12 month term costs the same as it would paying in full. If paying over 12 months up to the maximum of 120 months, prices vary by age of the Covered Individual and there is an additional charge, which means you pay more than if you pay in full upfront. See our illustration of a monthly instalment plan.

Full payment for the funeral plan must be made before the Covered Individual reaches the age of 85
If the Covered Individual passes away within 12 months from the date of Activation, the funeral plan cannot be Redeemed unless the outstanding payments are made. If the Covered Individual passes away after 12 months, then no further payments will be required for the Funeral Director Services.

Buy a Plan

Representative example

Payment term	Cost up front	Monthly Instalment	Total Instalment Cost	Cost Difference
Pay Upfront	£1,795	N/A	N/A	N/A
1 Year	N/A	£149.59	£1,795	£0
2 Years	N/A	£79.14	£1,899.36	£104.36
3 Years	N/A	£54.82	£1,973.52	£178.52
4 Years	N/A	£42.97	£2,062.56	£267.56
5 Years	N/A	£35.46	£2,127.60	£332.60
10 Years	N/A	£22.38	£2,685.60	£890.60

Representative example: In relation to the costs for paying by instalments, the presented table is for illustrative purposes and assumes the Covered Individual is 73 years old at the point of purchase.

When paying by instalments, prices will vary based on the length of payment term and age of the Covered Individual. The longer the payment term is, the more you will pay for your plan. Your tailored quote will be calculated when you buy a plan online.

Equivalent price shown is a national average, based on 277 branches within the Funeral Partners Network (correct as of 9th September 2024)

Your money is protected by the Financial Services Compensation scheme

APCL typically retains around £475 of the price you pay for each Funeral Plan to cover our costs.

What's included in your Choice Plan documentation?

When you take out a plan with Choice we will send you an Information Pack which will include

A covering welcome letter
Your Certificate of Entitlement
A letter confirming the total amount paid
Details of your Plan
Details of the Nominated Funeral Director

If you have chosen to pay by instalments you will also receive details of the amount to be paid each month and the date of your first direct debit payment

Terms and Conditions

A couple at a funeral home, speaking to an advisor about their funeral plan

Request a Choice Funeral Plan Brochure

You can request our brochure which includes details of our funeral plans and pricing. You can choose a downloadable PDF or to have it delivered by post. Our Choice Funeral Plan brochure is also available for delivery in large print and braille.

What's Included

A comprehensive easy to understand brochure to help you find the right Funeral Plan for you or your loved one
Our "Funeral Plan Summary" with all pricing explained
Large print or Braille if requested

Request your Free Brochure